Legal
Disclaimer

The information provided by Numpay LLC ("Numpay," "we," "our," or "us") through our website, app, or services is for general informational purposes only. Nothing we publish constitutes financial, investment, tax, or legal advice.

You should consult with a licensed financial advisor or legal professional before making any financial decisions or transactions.

Numpay is a non-custodial platform. We do not hold, store, access, or manage user funds or private keys. Users are solely responsible for the security of their wallets and access credentials. If you lose access to your wallet, we cannot assist in fund recovery.

We do not provide banking services, and we are not a money services business (MSB) under U.S. FinCEN guidelines or equivalent global regulations unless explicitly stated.

Using blockchain technology and cryptocurrencies carries inherent risks, including:

• Irreversible transactions
• Price volatility
• Network congestion
• Smart contract bugs
• Regulatory changes

By using Numpay, you acknowledge and accept these risks. Numpay is not responsible for any loss resulting from the use of third-party wallets, protocols, or blockchains.

All Numpay services are provided "as is" and "as available" without warranties of any kind, either express or implied. We make no guarantees regarding uptime, performance, error-free operation, or the results that may be obtained from using the platform.

To the maximum extent permitted by law, Numpay LLC shall not be held liable for:

• Any loss or damage resulting from your reliance on our platform
• Errors, bugs, or downtime on the blockchain or Numpay system
• Third-party exploits, hacks, or fraud
• Loss of funds, access, or data
• Indirect, incidental, or consequential damages

In no case shall Numpay's liability exceed the amount you paid to us in the past 12 months (typically $0 for a free platform).

It is your responsibility to determine whether your use of Numpay is legal in your jurisdiction. You agree to comply with all applicable laws, regulations, and tax obligations associated with your use of digital assets.

Numpay reserves the right to restrict access in countries where services may be prohibited by law.

Numpay may integrate with or link to third-party platforms such as wallets, nodes, or data providers. We do not control or endorse these services and are not responsible for their performance, security, or availability.

Certain materials may contain forward-looking statements, such as anticipated features, services, or product updates. These statements are not guarantees of future performance and are subject to risks and uncertainties.

We reserve the right to update this disclaimer at any time. Changes will be posted on this page with an updated effective date.

If you have any questions or concerns regarding this disclaimer, contact:

Numpay LLC

📧 legal@numpay.app

🌐 https://www.numpay.app